Are collectibles a good investment? What 110 years of data actually shows
Owning beautiful things brings real pleasure. But a major new study reveals that pleasure has a price, and it's far higher than most collectors realise. There's a…
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Latest articles
The devastating truth about active fund returns
Even the UK's most celebrated stock-pickers beat the market over their lifetimes. But most investors who backed them still lost out on those active fund returns. The…
Uncertainty in investing: how to master your fear of the unknown
Uncertainty in investing can be deeply unsettling, but learning to live with it is one of the most valuable skills any investor can develop. Here we explore why our fear…
Do you suffer from financial dysmorphia?
Do you earn a good salary or have a large retirement pot but still worry that you don’t have enough money? If so, you could be suffering from financial dysmorphia — and…
Are you ready to live to 100?
Has it ever crossed your mind that you might live to 100? Not so long ago, to reach that landmark was a relatively rare feat. But that’s changing fast. As of mid-2022,…
DIY financial advice is a real risk
Tempted to manage your investments and personal finances on your own? Think very carefully before you do. DIY financial advice can easily go badly wrong. Something that…
Financial adverts can seriously damage your wealth
It’s hard to escape financial adverts. The biggest brands seem to get their name all over the place, from the side of taxi cabs to train station billboards. They sponsor…
Perfectionism is a dangerous trait in investing
If there’s one personality trait I wish I didn’t have, it’s a tendency towards perfectionism. OK, it comes with a few upsides. Perfectionists have high standards for a…
Why do so many people still use active funds?
It’s one of the great mysteries of investing that so many people continue to use actively managed funds. Anyone familiar with rock wealth’s evidence-based investment…
A valuable life skill to learn from Bill Gates
One of the reasons why Bill Gates made such a a success of Microsoft is that, early in his career, he found the right balance between optimism and pessimism. It's a…
Taxing Times for 2023: Key Tax Changes for UK Taxpayers
Adapting to New Tax Regulations The year 2023 stands as a significant period for tax adjustments, particularly for higher-rate taxpayers in the UK. With the end of the…
Retirement Dreams Versus Reality: Achieving Your Aspirations in the UK
Charting the Path to a Fulfilling Retirement A recent survey from Legal & General involving UK adults aged 50 and above uncovers significant insights into the gap…
Seven investing insights from Nobel Prize winners
For academics specialising in economics and finance, the ultimate accolade is to be awarded the Nobel Memorial Prize in Economic Sciences. The latest recipient has just…
Plan ahead to stave off loneliness in retirement
Ensuring that you have enough money in retirement is a critical part of any financial plan. But a holistic approach to planning your life beyond the workplace should…
How easy is it to get money out of my pension at age 56?
How easy is it to get money out of my pension at age 56 in Cardiff? Accessing your pension pot at 56 while still working in the UK, is not only a possibility but a…
Four ways to find a balance between more and enough
An important part of financial wellbeing is finding the balance between striving for more and feeling content that what you already have is enough The most basic reason…
Delving into the Realm of the Inheritance Tax Residence Nil-Rate Band
Imagine inheriting a home from a loved one, a place filled with memories, a sanctuary, a haven. With the advent of the 'residence nil-rate band' (RNRB), the transition…
Don’t let money ruin your relationship
For many couples, money is one of the biggest sources of conflict. Here are some practical ways that couples work better on their finances together. Money is an…
Our time is short — let's make the most of it
As a financial planner, MATT MILLARD has been encouraging clients for years to make the most of the time they have and live life to the full. But he admits it’s only…
Know your financial scams: three steps to protect yourself from fraud
The internet has led to a boom in financial scams, which are always growing more widespread and sophisticated. Everyone should know how to protect themselves against the…
ESG Investing: Learning the basics
Environmental, Social and Governance (ESG) Investing What is ESG Investing? ESG Investing, or environmental, social and governance investing, is gaining traction and is…
8 things to consider as you're approaching retirement
Have you ever wondered what matters most to think about as you're approaching retirement? Whatever your idea of an adequate pension pot is, it is certain that relying…
7 Tips for a healthy pension as you approach retirement
What really important retirement questions should you be asking? As you approach the last five years before your retirement, there will be a lot of things to consider.…
Inflation eating your savings?
How to benefit from tax reliefs in the current financial year As your income increases, the complexity of your finances may too. Tax-efficiency is a key consideration…
Where there’s a Will there’s a Gen Zer
20% of 18-24-year-olds emerge as Will makers As many as a fifth (20%) of young Gen Z adults aged 18 to 24 say they have already made a Will . Getting their affairs in…
Embracing early retirement - when to retire?
When to retire? 60 is the most popular age to retire early There are numerous variables that can affect a person's retirement decision. Some people might do it for…
Rising cost of living: 10 ways to help manage your finances
The pressure of spiralling living costs is a major concern among many Wales and UK households, with the vast majority looking to make significant lifestyle changes in…
Five principles of investing everyone should know
Five principles of investing everyone should know Are your investments working as hard as they could be? With so many options out there, it can be confusing. We can help…
Are you on track for a comfortable retirement?
Hopes, fears and aspirations of people approaching and in retirement People aged between 55 and 64 are now less confident about having a comfortable retirement than they…
Smart money habits
Best practise, smart money habits Does the idea of looking at your bank account cause a sense of dread? Does the ping of your banking app make you question every single…
How to beat inflation: Invest your way out
Why now is the time to make sure you protect your wealth and beat inflation Before it started to suddenly return with a vengeance in 2021, the term "inflation" had…
Time in the market, not market timing
Volatility is less frightening if you take a longer-term view Although past performance is no indicator of future performance, market corrections can be healthy and…
The importance of setting clear investment goals
Creating a realistic plan for achieving your investment goals within a certain time frame No matter where you are in life, you probably have financial goals you want to…
Thinking long-term: Setting up a pension
While your child may not yet be at school, did you know you can open a pension for them? Retirement will be decades away, but starting a pension now can create long-term…
10 ways to lead a more sustainable life
10 ways to lead a more sustainable life Around the world, communities, corporations, and governments have all turned to sustainability as a major issue. One of the most…
Vision without action is merely a dream
Maintaining Focus and Trusting Your Financial Trajectory When it comes to financial planning, there's no one-size-fits-all strategy. Each individual's circumstances are…
How has COVID-19 affected retirement plans?
Attitudes and aspirations of this year’s retirees The coronavirus (COVID-19) pandemic has impacted on every aspect of our lives, affecting individuals’ financial…
Unlocking Property Wealth
Plan for the worst, hope for the best With the rapid changes that have swept the world over the last year resulting from the coronavirus pandemic, some people aged over…
In the Spotlight: Matt Millard, Managing Director RockWealth Cardiff
Founder and managing director of RockWealth Cardiff, Matt Millard, is an experienced financial planner. Matt has worked in financial services ever since he left…
6 Steps Towards A Better Financial Future
GROW, PROTECT AND TRANSFER YOUR WEALTH Financial planning is a step-by-step approach to ensure you meet your life goals. Your financial plan should act as a guide as you…
Conscientious Investor
Sustainable investing today to help make a better tomorrow In a fast-changing world, sustainability is a growing concern for investors. Sustainable investing funds…
Grandparents, Grandchildren And Financial Gifts
Financial gifts: Sharing your wealth during your lifetime can make a big difference With all of us leading longer lives, you might be considering how you can help your…
Building wealth for your children
Even small amounts can build up a substantial nest egg Decided it’s time to start saving for your little one? Putting money aside for your child is a great way to…
Goals based investing
Are you giving yourself the best chance of success? Before you start, defining any goals you may have will help you plan, budget and choose the right investments. Your…
Pension options
Pension advice | Planning your financial future One thing retirement is not, is an age. Not any more anyway. Gone are the days of being told to stop working one day and…
Financial planning firm opens in Cardiff
Cardiff has a brand new financial planning firm — and it’s quite unlike the vast majority of financial advice firms you will come across. RockWealth’s investment…
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